Independent agency · Falmouth, Cape Cod

Arthur D. Calfee Insurance Agency

Protecting what matters most on Cape Cod and the Islands.

Serving Massachusetts since 1980 — personal service and local guidance for home, auto, business, flood, coastal, life and more. Now serving Rhode Island.

Davidson and Keli Calfee outside the Calfee Insurance office in Falmouth
Since 1980Local, family-run agency
500+Businesses served
3,500+Individuals protected
A+ BBBA-Excellent AM Best rating

Coverage

Insurance built around Cape Cod living

From home and auto to business, flood, coastal, life insurance and more — one local agency, many carriers.

Home

Protect your home, personal property, and financial security from unexpected events like fire, theft, and storm damage.

Home quote

Auto

Coverage for drivers that helps protect you on the road with liability, collision, and comprehensive options.

Auto quote

Umbrella

Extra liability protection that extends beyond your home and auto policies for added peace of mind.

Umbrella quote

Flood

Important protection for water damage caused by flooding, which is typically not covered under standard homeowners insurance.

Flood quote

Coastal

Specialized coverage designed for properties in coastal areas facing risks like wind, storm surge, and hurricane exposure.

Coastal quote

Contractors

Protection for contractors and trades professionals, including liability coverage, tools, and job site risks.

Contractor quote

Business

Comprehensive coverage solutions for small businesses, property owners, and commercial operations.

Business quote

Life

Provides financial protection for your loved ones by helping cover expenses, debts, and income loss in the event of the unexpected.

Life quote

Also available: boat, renters, condo, landlord, high-net-worth homeowners, bar & tavern, non-profit, commercial auto, long-term care, disability, term and whole life, mortgage protection, and MPIUA “Fair Plan” coverage.

Request a Coverage Review

Send us your current policy or declarations page and we’ll give you a clear evaluation of your coverage — comparing options from our network of top-rated carriers.

Call to Request a Review

About Calfee Insurance

A trusted Cape Cod insurance legacy

For over four decades, Calfee Insurance has provided families and businesses with reliable, personalized coverage — a small family agency that grew into one of the region’s most trusted.

Arthur D. Calfee, founder
Arthur D. CalfeeFounder
Davidson O. Calfee, President and owner
Davidson O. CalfeePresident & Owner

Arthur D. Calfee, Founder

Arthur has 60 years of experience in the insurance industry. He worked in the Boston claims office of the Boston Old Colony Insurance Company from 1960 to 1966, when he moved to Falmouth. After 14 years with a local agency, he opened his own in 1980, purchased the Everitt W. Noyes Insurance Agency in North Falmouth in 1988, and the Gordon W. Bryden Insurance Agency in 1990. Today the agency serves more than 500 businesses and more than 3,500 individuals throughout Massachusetts and beyond.

Arthur was named the town’s “Outstanding Citizen of the Year” by the Falmouth Chamber of Commerce, an honor recognized by citations from the State Senate and House of Representatives, and has received the Falmouth Heritage Award.

Davidson O. Calfee, President & Owner

Born and raised on Cape Cod, an Eagle Scout, and a hotel & restaurant management graduate, Davidson was honored by Cape & Plymouth Business with a “40 Under 40” award on June 16, 2010. He learned about home and flood insurance firsthand — through Tropical Storm Allison in Houston in 2001, and when Hurricane Katrina destroyed his coastal home on the Mississippi Gulf Coast in 2005.

Today he and his wife, Keli, lead the agency together, balancing innovation with tradition and treating every client as part of the Calfee family.

The Calfee Insurance team in front of the agency sign, black and white archive photo
From the agency’s archives

Calfee Cares.®

Care doesn’t stop at the policy. Calfee Cares is our commitment to providing accessible, responsive, and personal support before, during, and after you choose your coverage — real support from real people.

We assist with quotes, policy reviews, billing questions, claims assistance and general coverage questions.

Reviews & Testimonials

Real feedback from Massachusetts clients

For over 40 years we’ve been committed to reliable coverage, responsive service, and personalized guidance. Below are real ratings shared by our clients.

5 out of 5

Anne Downs

5 out of 5

Cintia Matheus

5 out of 5

Deborah Laurie

5 out of 5

Neila Diamantino

5 out of 5

Vicki Hassett

5 out of 5

Noelle Ahearn

Read more reviews about us

Coverage Areas

Serving Cape Cod, the Islands and beyond

Arthur D. Calfee Insurance Agency proudly serves primary homes, vacation homes, autos, collector cars and businesses across Massachusetts — and is now serving Rhode Island.

MassachusettsRhode IslandNew HampshireConnecticutFlorida

Barnstable · Bourne · Pocasset · Brewster · Buzzards Bay · Centerville · Chatham · Cotuit · Craigville · Dennis · East Dennis · Eastham · Falmouth · East Falmouth · Hatchville · West Falmouth · North Falmouth · Woods Hole · Harwich · Hyannis · Hyannisport · Martha’s Vineyard · Nantucket · Marstons Mills · Mashpee · Orleans · Osterville · Provincetown · Sandwich · Sagamore · Sagamore Beach · Truro · Wellfleet · Yarmouth · Yarmouthport

Claims & Billing

Need to report a claim or pay a bill?

Report a loss directly to your carrier by phone or online. Questions? Call us at (508) 540-2601 and we’ll help you through it.

Pay your bill online

Preferred Mutual customers can pay their bill through the carrier’s billing site.

Preferred Mutual Billing

Our Carriers

Top-rated carriers, one local agent

We compare options from a wide network of established carriers to find the right fit for your home, business, or property — not a one-size-fits-all policy.

Resources

Informed clients make better decisions

Explore clear, straightforward answers about homeowners, auto, flood, business, life insurance, and more.

FAQ Center

  • General questions
  • Homeowners · first-time homebuyers · high value homes · seasonal & vacation homes
  • Auto · coastal · flood · umbrella
  • Business · contractors · landlord
  • Claims questions
Ask us: (508) 540-2601

Ice Dams: Protect Your Cape Cod Home This Winter

Ice dams form when heat escaping into the attic melts roof snow that refreezes at the eaves. Our tips: clear your gutters early, insulate and seal your attic, keep it well ventilated — and never chip at the ice or climb onto the roof. A roof rake from the ground helps.

Some roof and ice removal tasks are inherently dangerous; hire a licensed, insured professional if unsure.

Atendimento em Português

We offer dedicated Portuguese-language assistance for quotes, policy reviews, coverage questions and customer support. Cotação grátis de carro, casa e empresa; pague sua conta online.

Ligue: (508) 540-2601

Contact

Visit us in Falmouth

Calfee Cares — we’re here before, during, and after you choose your coverage. Clients are always welcome to visit for guidance, policy reviews and personalized support.

Falmouth Homeport Office336 Gifford Street
Falmouth, MA 02540
Call us(508) 540-2601
(800) 479-2601 · customer support & service
Arthur D. Calfee Insurance Agency, Inc.Falmouth Homeport Plaza insurance office
The Calfee Insurance office building at 336 Gifford Street
Calfee Insurance office exterior with American flag

Insurance with a personal touch

Being a local agency means we’re part of the same community we serve. We understand the unique needs of Massachusetts homeowners, drivers and business owners, especially in coastal regions. Whether you’re reviewing your current coverage or exploring new options, we’re here to help.

Get a Quote

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